*{
margin:0;
padding:0;
box-sizing:border-box;
}

html{
scroll-behavior:smooth;
}

body{
font-family:'Poppins',sans-serif;
background:#ffffff;
color:#222;
}

.container{

width:90%;

max-width:1200px;

margin:auto;

}

/*================ HEADER ================*/

/*================ HEADER ================*/

header{

    position:fixed;
    top:0;
    left:0;
    width:100%;
    background:#ffffff;
    box-shadow:0 5px 20px rgba(0,0,0,.08);
    z-index:1000;

}

header .container{

    display:flex;
    justify-content:space-between;
    align-items:center;
    padding:12px 0;

}

.logo{

    display:flex;
    align-items:center;
    gap:15px;

}

.logo img{

    width:65px;
    height:65px;
    object-fit:contain;

}

.logo-text h2{

    font-size:28px;
    color:#0B2A56;
    margin:0;
    font-weight:700;

}

.logo-text span{

    color:#D4A017;
    font-size:13px;

}

nav ul{

    display:flex;
    gap:35px;
    list-style:none;

}

nav ul li a{

    text-decoration:none;
    color:#0B2A56;
    font-weight:600;
    transition:.3s;

}

nav ul li a:hover{

    color:#D4A017;

}

.menu-toggle{

    display:none;
    font-size:30px;
    cursor:pointer;
    color:#0B2A56;

}
/*================ LOGO ================*/

.logo{
    display:flex;
    align-items:center;
    gap:15px;
}

.logo img{
    height:65px;
}

.logo-text{
    display:flex;
    flex-direction:column;
}

.logo-text h2{
    margin:0;
    color:#0B2A56;
    font-size:30px;
    font-weight:700;
    letter-spacing:1px;
}

.logo-text span{
    font-size:13px;
    color:#D4A017;
    font-weight:500;
    margin-top:2px;
}

/*================ SECTION ================*/

section{

padding-top:95px;

}

section img{

width:100%;

display:block;

border-radius:12px;

margin-bottom:50px;

}

/*================ ABOUT =================*/

.section{

padding:90px 0;

}

.section-title{

text-align:center;

margin-bottom:50px;

}

.section-title h2{

font-size:38px;

color:#0B2A56;

margin-bottom:10px;

}

.section-title p{

color:#666;

font-size:18px;

}

.about-content{

display:flex;

align-items:center;

justify-content:space-between;

gap:60px;

flex-wrap:wrap;

}

.about-image{

flex:1;

}

.about-image img{

width:100%;

border-radius:15px;

box-shadow:0 10px 30px rgba(0,0,0,.12);

}

.about-text{

flex:1;

}

.about-text h3{

font-size:32px;

color:#0B2A56;

margin-bottom:20px;

}

.about-text p{

line-height:1.9;

margin-bottom:20px;

color:#555;

}

.about-features{

display:grid;

grid-template-columns:repeat(2,1fr);

gap:20px;

margin-top:30px;

}

.feature{

background:#fff;

padding:20px;

text-align:center;

border-radius:10px;

box-shadow:0 5px 15px rgba(0,0,0,.08);

transition:.3s;

}

.feature:hover{

transform:translateY(-8px);

}

.feature i{

font-size:36px;

color:#D4A017;

margin-bottom:15px;

}

.feature h4{

color:#0B2A56;

font-size:18px;

}

/*================ INSURANCE =================*/

.insurance-banner img{

width:100%;

border-radius:15px;

margin-bottom:50px;

box-shadow:0 10px 30px rgba(0,0,0,.15);

}

.service-grid{

display:grid;

grid-template-columns:repeat(auto-fit,minmax(320px,1fr));

gap:30px;

}

.service-card{

background:#fff;

padding:35px;

text-align:center;

border-radius:15px;

box-shadow:0 10px 25px rgba(0,0,0,.08);

transition:.4s;

border-top:5px solid #D4A017;

}

.service-card:hover{

transform:translateY(-12px);

box-shadow:0 15px 35px rgba(0,0,0,.15);

}

.service-card i{

font-size:55px;

color:#D4A017;

margin-bottom:20px;

}

.service-card h3{

font-size:24px;

color:#0B2A56;

margin-bottom:15px;

}

.service-card p{

font-size:15px;

color:#666;

line-height:1.8;

margin-bottom:25px;

}

.btn{

display:inline-block;

padding:12px 30px;

background:#0B2A56;

color:#fff;

text-decoration:none;

border-radius:30px;

font-weight:600;

transition:.3s;

}

.btn:hover{

background:#D4A017;

color:#fff;

}

/*================ LOAN =================*/

.loan{
    background:#f8fafc;
}

.loan-banner img{
    width:100%;
    border-radius:15px;
    margin-bottom:50px;
    box-shadow:0 10px 30px rgba(0,0,0,.15);
}

/*================ INVESTMENT =================*/

.investment{

background:#ffffff;

}

.investment-banner img{

width:100%;

border-radius:15px;

margin-bottom:50px;

box-shadow:0 10px 30px rgba(0,0,0,.15);

}

/*================ CONTACT =================*/

.contact{

background:#f8fafc;

}

.contact-wrapper{

display:grid;

grid-template-columns:1fr 1fr;

gap:60px;

align-items:center;

}

.contact-info h3{

font-size:32px;

color:#0B2A56;

margin-bottom:20px;

}

.contact-info p{

line-height:1.8;

margin-bottom:30px;

color:#666;

}

.info{

display:flex;

align-items:center;

margin-bottom:20px;

}

.info i{

width:50px;

height:50px;

background:#0B2A56;

color:#fff;

display:flex;

align-items:center;

justify-content:center;

border-radius:50%;

margin-right:15px;

}

.contact-form{

background:#fff;

padding:40px;

border-radius:15px;

box-shadow:0 10px 30px rgba(0,0,0,.08);

}

.contact-form input,

.contact-form textarea,

.contact-form select{

width:100%;

padding:15px;

margin-bottom:20px;

border:1px solid #ddd;

border-radius:8px;

font-size:15px;

font-family:Poppins;

}

.contact-form button{

border:none;

cursor:pointer;

}

footer{

background:#0B2A56;

color:#fff;

text-align:center;

padding:30px 0;

}

/*================ MOBILE RESPONSIVE =================*/
/*================ MOBILE ================*/

@media(max-width:991px){

header .container{

flex-wrap:wrap;

}

.menu-toggle{

display:block;

}

nav{

width:100%;
display:none;

}

nav.active{

display:block;

}

nav ul{

flex-direction:column;
padding:20px 0;
text-align:center;
gap:20px;

}

.logo img{

width:55px;
height:55px;

}

.logo-text h2{

font-size:22px;

}

.logo-text span{

font-size:11px;

}

.about-content,
.contact-wrapper{

grid-template-columns:1fr;
display:grid;

}

.service-grid{

grid-template-columns:1fr;

}

.section-title h2{

font-size:30px;

}

}